TSP Fund

TSP Fund that are offered for TSP investors!

Thrift savings plan is a retirement saving plan for civilians who are employed by the United States Government and members of the uniformed services. The TSP C fund is one type of TSP fund that thrift savings plan offers to its investors. The C fund or the Common Stock index fund offers the opportunity to earn a potentially high investment return, over the long term from a broadly diversified portfolio of stocks of large and medium-sized U.S companies. The objective of the TSP C fund is to match the performance of the Standard and Poor’s 500 Index.

The C fund is invested in the Barclays Equity Index Fund. The TSP I fund or the International Stock Index fund is another fund of TSP. The I fund offers the opportunity to earn high investment return by investing stocks of companies in developed countries outside the United States. The TSP I fund invests in Barclay EAFE Index Fund by buying shares of the Barclays EAFE Index Fund “E”, which in turn, holds a liquidity pool and shares of the Barclays EAFE Index master Fund.

The TSP S fund or Small Capitalization Stock Index Fund is another fund of thrift savings plan. TSP S fund gives the opportunity to earn a good investment return, by investing in the stock of small and medium-sized United State’s companies. The objective of the S fund is to be at par in terms of performance of the Dow Jones Wilshire 4500 Completion Index, a broad market index made up of stocks of U.S. companies, which is not included in the S&P 500 index. The TSP S fund invests in the Barclays Extended Market Index Fund by buying shares of the Barclays Extended Market Index Fund.

One type of TSP fund is the TSP lifecycle funds or the L funds. The TSP lifecycle funds gives a person a fitting method of spreading his account between the G fund, F fund, C fund S fund and also the I fund options, by making use of a investment portfolios that are adapted to distinct time spans. Time horizon is the date (after he leaves the Federal service) when a person thinks he would want to have his saved money in his TSP account.

Aside from these funds, the thrift saving plan also has other options and features that are made available for the investors. TSP members may roll-over their TSP account into retirement accounts with their new employer if they decided to transfer to non-governmental employment. TSP also allows the roll-over of exiting 401K into TSP.